Most denials are expensive because they are discovered late: weeks after the visit, after the claim was built, submitted and rejected. Eligibility problems are different. They can be found, and fixed, before the patient ever walks in.
Source: Experian Health, State of Claims 2025.
Why it is the cheapest denial to prevent
A pre-visit check takes minutes and, with automation, often no staff time at all. A denial found after submission means rework, resubmission, a longer wait for cash, and sometimes revenue that is never recovered. Experian Health also found that 55% of providers say each eligibility re-check takes at least 10 minutes, time that multiplies quickly when checks are done by hand and after the fact.
What a complete check covers
- Active coverage on the date of service, not just "on file."
- Plan, product and network: HMO, PPO or Medicare Advantage, and whether your provider is in network.
- PCP assignment for HMO and managed care members, essential for MSOs and IPAs.
- Patient responsibility: copay, deductible remaining and coinsurance.
- Coordination of benefits: secondary coverage and which plan is primary.
- Referral and authorization requirements for the planned service.
- Carve-outs such as behavioral health, lab or imaging managed by another vendor.
When to check
- At scheduling, to catch inactive coverage and authorization needs early.
- One to three days before the visit, with automated batch 270/271 checks for every appointment.
- At check-in, to confirm nothing changed and collect the patient's share.
- For recurring visits, re-verify each month or plan period, especially for Medicaid members.
Measure it
- Eligibility- and registration-related denial rate
- Percentage of visits verified before the date of service
- Point-of-service collection rate
- Time from scheduling to authorization approval
How Rimage helps
Rimagination runs real-time 270/271 eligibility and benefits checks before every visit and flags exceptions automatically. Our BPO team handles pre-visit verification, coverage and copay checks, and prior authorizations, with turnaround and accuracy reported every month.
Stop eligibility denials at the front desk
Our BPO team and Rimagination's automated 270/271 checks verify every visit in advance and flag the exceptions.
Sources
- Experian Health: 3rd Annual State of Claims Survey (Business Wire, September 22, 2025)
- Experian Health: Common causes of eligibility-related claim denials
This article is for general information and is not legal, coding, billing or compliance advice.